Ask rediffGURU Reetika Sharma your insurance mutual fund and personal finance-related questions.
Ask rediffGURU and PF expert Nitin Narkhede your mutual fund and personal finance-related questions.
rediffGURU and financial planning expert Colonel Sanjeev Govila (retd) answers your personal finance-related questions.
Ask rediffGURU and PF expert Milind Vadjikar your insurance, stocks, mutual fund and personal finance-related questions.
Ask rediffGURU and PF expert Milind Vadjikar your insurance, stocks, mutual fund and personal finance-related questions.
A six-point comparison by Anil Chopra, Group CEO & Director, Bajaj Capital
Ask rediffGURU and PF expert Milind Vadjikar your insurance, stocks, mutual fund and personal finance-related questions.
rediffGURU and financial planning expert Colonel Sanjeev Govila (retd) answers your personal finance-related questions.
Now that the National Pension Scheme offers more choices than the Employees Provident Fund, is more transparent and also allows to choose the level of allocation to equities as investors like, should one switch to the NPS?
Taxation has played spoilsport despite double digit returns.
At present, deposits, accrual of interest and withdrawals are tax free under the scheme.
Ask rediffGURU and PF expert Milind Vadjikar your insurance, stocks, mutual fund and personal finance-related questions.
EPFO may start investing up to five per cent of its incremental corpus in the equity market.
Pawan Kumar, organising secretary of the Bharatiya Mazdoor Sangh (BMS) affiliated to the Rashtriya Swayamsevak Sangh (RSS), tells Aditi Phadnis it will join forces with other trade unions if necessary to oppose the Employees' Provident Fund Organisation (EPFO) provisions in the Union Budget.
The government on Tuesday said PPF will not be taxed on withdrawal and only the interest accrued on contributions to employee provident fund made after April 1 will be taxed.
The withdrawal right is hemmed by many conditions.
The Central Bureau of Investigation has arrested a man for allegedly altering Aadhaar card details to withdraw Provident Funds of unsuspecting persons through online claims, officials said on Monday.
'Some part could be used for consumption purposes, and the rest could be used to meet important financial goals.' 'The split can be 30:70 to 50:50, depending on one's situation.'
If someone does reduce his contribution, he should scale it back to the 12% level as soon as he can, suggests Sanjay Kumar Singh.
The proposal had attracted strong criticism from the salaried class.
If a risk taker and young, NPS would suit her/him. Otherwise, s/he should go for EPF.
The government will notify categories of employees who will be excluded from the controversial tax proposal on provident fund withdrawals.
Finance Ministry had earlier lowered interest rate to 8.7 per cent for 2015-16.
Ask rediffGURU and PF expert Nitin Narkhede your mutual fund and personal finance-related questions.
The outbreak and lockdown have thrown up a number of challenges, such as layoffs, pay cuts and a general slowdown. Many subscribers after their unsuccessful attempts to use the scheme have taken to social media to voice their complaints, as the EPFO website and grievance portal suffer outages and its customer helpline remains unreachable.
rediffGURU Vipul Bhavsar answers readers' personal income tax queries.
Ask rediffGURU and PF and MF expert Janak Patel your mutual fund and personal finance-related questions.
ELSS investments require a long-term commitment of at least seven years.
Vaibhav Aggarwal's Change.org petition has been shared widely on Twitter and Facebook and continues to gather more signatures rapidly.
If the changes being considered by the EPFO become a reality, investors may have to be more active in deciding equity preference and when to withdraw money, reports Sanjay Kumar Singh
While govt has decided to maintain status quo, don't use the money for house, marriage or education
Rahul Gandhi said Modi should instil confidence in the employees and voters by withdrawing the proposal.
It's such a well-kept secret that even well-heeled financial planners aren't aware of it, says Harsh Roongta.
rediffGURU and financial planning expert Colonel Sanjeev Govila will answer your personal finance-related questions.
The retirement fund body plans to launch 'One Employee One EPF Account' system on May 1.
Invest in MFs for liquidity and choice of funds. Invest in NPS for the tax benefits, tax-free rebalancing, and for earmarked savings for retirement.
'PPF carries minimal risk.' 'Its fixed-income nature allows investors to diversify their portfolios.'
The 40 per cent exemption benefit is applicable only for employees.
Tax Guru Anil Rego answers your personal income tax queries.
Anil Rego, CEO, Right Horizons, answers your personal income tax queries.
